Teen Checking
Opening a first checking account is a big milestone for teens—exciting, but sometimes a little overwhelming. At First Federal Community Bank, checking accounts for teens offer the flexibility and independence they need to build smart money habits. Parents can also find support in providing their teen a debit card with options to control the funds.
With options designed to fit their lifestyle, teens can choose the account that works best for them and enjoy features that make managing money simple and stress-free, especially at the growing number of venues that do not take cash.
- Choose from reward checking accounts with higher interest or cash back rewards*, such as our First Fed Cash or First Fed Cash Back Checking, or choose our First Choice Checking, a simple checking account solution
- Mobile Banking and App Access with our easy-to-use mobile app, featuring mobile check deposit, instant balance checks, bill pay, and credit monitoring
- Free MasterCard Debit Card with tap-to-pay contactless payments and access to mobile payments by linking debit card with Apple Pay, Samsung Pay, or Google Pay
- Receive ATM withdrawal fee refunds, nationwide*, up to $20 per month when choosing a First Fed Cash or Cash Back rewards checking account
- Parents have joint account access and set spending limits and real-time alerts for reassurance while giving teens freedom with their own debit card
- Easily transfer funds with internal transfers when needed, or setup automatic recurring transfers
- No monthly maintenance fees when selecting eStatements
- No minimum balance requirements
Accountholders under the age of 18 must open account with a parent or legal guardian as joint owner of minor’s checking account. Parent or legal guardian, as joint owner, must also sign the Minor’s Consumer Account Service Application Addendum, Indemnification and Guarantee Agreement for the minor to apply for and maintain a debit card.
First Fed Cash & First Fed Cash Back
* When monthly requirements are met. $50 Minimum deposit to open account; early account closure fee applies if account is closed within 90 of account opening. For account information, click on the Truth in Savings Disclosures linked below:
First Fed Cash – Truth in Savings Disclosure
First Fed Cash Back – Truth in Savings Disclosure
First Choice Checking
$50 Minimum deposit to open account; early account closure fee applies if account closed within 90 days of account opening. For account information, click on the Truth in Savings Disclosure link below: