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First Fed Cash Back

Free Checking That Pays You Back on Everyday Debit Card Purchases and ATM Withdrawal Fees, Nationwide*

For some, shopping is an annoying errand. For others, it’s a competitive sport. But shopping gets better for everybody with free First Fed Cash Back checking. 

Get paid up to $72 a year on your daily debit card purchases. There are no category restrictions on what you buy (because we know there’s only so much gas you can get). Keep your cash close by, all across the country, thanks to refunds on ATM withdrawal fees, nationwide*. All this and more — just for doing things you probably already do!

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year; $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

It’s Easy to Earn Rewards

To earn your rewards, just do the following transactions and activities in your First Fed Cash Back account during each Monthly Qualification Cycle:

  • Have at least one direct deposit or ACH payment transaction post and settle
  • Have at least 12 signature-based debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your First Fed Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

For account information, click on the Truth in Savings disclosure link below:

First Fed Cash Back – Truth in Savings Disclosures