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Auto Loans

Buckle up and get ready to enjoy the freedom of the open road! We offer a wide variety of affordable financing options to help you get behind the wheel of your next ride.

We have all kinds of loans for all kinds of cars. Get fast approval for your new vehicle with a low monthly payment. Pocket some extra cash for gas — sign up for Auto Pay and we’ll lower your rate by 0.25%*. We’ll even help you get the upper hand at the dealership with pre-approval.


  • Competitively low rates on new or used vehicles
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power
  • 0.25% rate reduction with Auto Pay*
  • Financing available whether you buy from a dealership or an individual
  • Local Northeast Ohio decision-making and processing
  • Attentive, friendly service from start to finish

This free, automated service not only makes loan payments easier than ever, it actually reduces your loan expense:

  • Loan payment automatically deducted from First Federal checking or savings account
  • Interest reduced by quarter-percent*
  • Reduced interest reduces your monthly payment
  • You select the payment date**
  • Free and convenient
  • Assured payment protects your credit rating as long as there are available funds in the First Federal deposit account

*0.25% rate reduction only available at loan origination on auto, boat, recreational vehicle, personal unsecured loan, and home equity fixed rate mortgages with an automatic deduction from a First Federal deposit account. Consult your Financial Service Representative and/or Lender for more information. 

**From the payment date up to the last day of the grace period.