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Personal Loans

We all have needs, but we want to help you with yours. Let us lend you a helping hand with flexible, affordable financing for…well, just about anything.

Whether you need to repair your car or just can’t wait to take that trip, our low rates let you do what you want — when you want. Because we’re close by, we can give you a quick decision (unlike some other institutions that are too big to keep up). So stop putting your plans on hold — apply for your personal loan today!


  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And more!
  • 0.25% rate reduction with Auto Pay
  • Repayment terms customized to fit your unique needs
  • Local Northeast Ohio decision-making and processing
  • Detailed, attentive service from start to finish

This free, automated service not only makes loan payments easier than ever, it actually reduces your loan expense.

  • Loan payment automatically deducted from First Federal checking or savings account
  • Interest reduced by quarter-percent*
  • Reduced interest reduces your monthly payment
  • You select the payment date**
  • Free and convenient
  • Auto payment protects your credit rating as long as there are available funds in the First Federal deposit account

*0.25% rate reduction only available at loan origination on auto, boat, recreational vehicle and personal unsecured loan, with an automatic deduction from a First Federal deposit account. Consult your Financial Service Representative and/or Lender for more information.

**From the payment date up to the last day of the grace period.