2025 Christmas & New Year's Holiday Hours
Upcoming Christmas and New Year's Holiday Hours
Important ACH, Remote Deposit Capture, and Wire Processing Deadlines for Christmas & New Year's Day Holidays:
- All First Federal Community Bank Financial Centers will be closing at 1PM Eastern Time on Wednesday, December 24, 2025 for Christmas Eve
- Thursday, December 25th is Christmas Day and Thursday, January 1st is New Year's Day. These are federal holidays, which means First Federal Community Bank will be closed and the Fed will not be processing.
- The earliest date ACH batches initiated on Wednesday, December 24, 2025, can settle (pay-out) to accounts is Friday, December 26, 2025, and the earliest date ACH batches initiated on Wednesday, December 31, 2025, can settle (pay-out) to accounts is Friday, January 2, 2026.
- Any ACH batch initiated after 4 PM Eastern Time on Wednesday, December 24, 2025, will not be processed until Friday, December 26, 2025, and will not settle (pay-out) to accounts until Monday, December 29, 2025. Any ACH batch initiated after 4 PM Eastern Time on Wednesday, December 31, 2025, will not be processed until Friday, January 2, 2026, and will not settle (pay-out) to accounts until Monday, January 5, 2026.
- Checks scanned on Wednesday, December 24, 2025, after 12 PM Eastern Time, will be credited to accounts on Friday evening, December 26, 2025. Checks scanned on Wednesday, December 31, 2025, after 4 PM Eastern Time, will be credited to accounts on Friday, January 2, 2026.
***Additionally, if your business uses our fraud mitigation tool, Positive Pay, you could have exceptions process on Wednesday evenings, December 24 and December 31, that you MUST decision before 11 AM Eastern Time on each Friday following the holiday or the system will return those items. If your business is CLOSED for an extended period during the holidays, please plan for someone in your office to check for Positive Pay Exception emails. If you need assistance, please call the Bank at 330-364-7777, extension #5800 for Cash Management Support.
Wire Processing Schedule -
- Wire Transfers entered after 11:30AM Eastern Time on December 24, 2025, will not be processed until Friday, December 26, 2025.
- Wire Transfers entered after 2:00PM Eastern Time on December 31, 2025, will not be processed until Friday, January 2, 2026.
As always, we appreciate your business and look forward to serving you. ~ Your First Federal Cash Management Team
First Federal Community Bank will never call you to request your personal or online banking information.
Banks in our area have reported a significant increase in customers receiving scam phone calls attempting to impersonate bank employees and gain access to account information and online banking credentials. These communications may look as though they are being sent by the bank, but have been “spoofed.” Customers have also reported receiving text to help the scammer look legitimate.
If you receive a suspicious call, text, or email claiming to be from us, do not share any personal or account details. When in doubt, protect yourself - stop communication immediately and contact your local financial center directly for assistance.
For more information on fraud protection and scams, learn more on our blog.