Avoiding Student Loan Forgiveness Scams
October 24, 2025
As student loan forgiveness programs gain attention, scammers are increasingly targeting borrowers with fraudulent schemes designed to steal personal information and money. These criminals pose as government officials or loan servicers, creating convincing scenarios that prey on borrowers' hopes for debt relief. Understanding how to identify these scams is crucial to protecting yourself from financial loss and identity theft. The U.S. Department of Education has identified several common tactics scammers use?here's what you need to know to stay safe.
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How Can I Avoid Insufficient Funds Charges?
October 24, 2025
Managing your checking account balance can be challenging, especially when unexpected expenses arise or transactions post at different times. An overdraft occurs when a transaction exceeds your available account balance, potentially resulting in declined payments or costly insufficient funds charges. The good news is that with the right tools, habits, and account features, you can avoid these fees entirely and maintain better control over your finances. Whether you're new to banking or looking to improve your money management, understanding how overdrafts work and implementing a few simple strategies can save you money and stress.
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What is a Trigger Lead and How Can I Opt-Out?
October 24, 2025
Understanding how trigger leads work and knowing your rights under federal law can help you take control of your personal information and reduce unwanted solicitations during what should be an exciting financial milestone.
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Credit Reporting Resources
October 24, 2025
Keeping an eye on your personal credit report and credit score is always important, but even more so when you are thinking about applying for a loan. Here are some good resources to put you in the best position prior to speaking with your loan officer or submitting a credit application.
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Unlocking Home Ownership
October 24, 2025
Purchasing a home is one of the most significant financial decisions you'll ever make. Whether you're a first-time buyer or have been through the process before, understanding every step?from determining what you can afford to closing day and beyond?is essential for a successful and stress-free experience.
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First Federal Enhances Local Presence with Addition of Commercial Lender for Stark County and Leadership Transition in Berlin
June 26, 2025
First Federal Community Bank recently announced key personnel moves that enhance its commercial lending capabilities in Stark County while strengthening financial center leadership across its expanding footprint.
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