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Overdraft Plans

Overdraft Protection

Overdraft Privilege

  • Automatic Protection from declined charges and returned checks
  • Automatic Privilege to overdraft your account without the need to pull money from another account
  • Avoid embarrassment and costly fees
  • Avoid embarrassment
  • Protect credit rating
  • Protect credit rating
  • Applies to ACH and check overdrafts only
  • Automatically applies to checks, ACH, and standard withdrawals
  • Some qualifications apply for ATM, Bill Pay, and Debit Card transactions to be included
  • View Policy for full details
  • Two protection methods:
    • Transfer from your Savings Account to cover overdraft; low $5 fee per transfer
  • You can select options for when OD Privilege applies
  • You can opt-out at any time