Free Kasasa Cash Back

Free Checking That Pays You Back on Everyday Debit Card Purchases and ATM Withdrawal Fees, Nationwide*

For some, shopping is an annoying errand. For others, it’s a competitive sport. But shopping gets better for everybody with free Kasasa Cash Back® checking. 

Get paid up to $72 a year on your daily debit card purchases. There are no category restrictions on what you buy (because we know there’s only so much gas you can get). Keep your cash close by, all across the country, thanks to refunds on ATM withdrawal fees, nationwide*. All this and more — just for doing things you probably already do!

Summary
  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 cash back per year; $6 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

It’s Easy to Earn Rewards

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: 

  • Have at least one direct deposit or ACH payment transaction post and settle
  • Have at least 12 signature-based debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based transactions, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank and associated with your Kasasa Cash Back account. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.00% cash back on up to a total of $300.00 worth of signature based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. Domestic ATM fees that post and settle during the qualification cycle will be reimbursed up to $20.00 if qualifications are met within the monthly qualification cycle. Cash Back payments and ATM fee refunds will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. When Kasasa Cash Back qualifications are not met, cash back payments will not be made and ATM fee refunds will not be refunded. Rewards are variable and may change after account is opened. Purchases must be made with the debit card associated with your Kasasa Cash Back account. Additional Information: Account approval, conditions, and other requirements may apply. Contact a bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. A $50.00 minimum deposit is required to open the account. A minimum of one (1) monthly automatic payment, enrollment in and agreement to receive e-Statements, and a minimum of 12 signature-based debit card purchases post and settle to your account during each monthly qualification cycle are conditions of this accounts. Limit one (1) account per social security. There are no recurring monthly service charges or fees to open or close this account.